A.B. Gile, Inc. :: Fall 2003

Eagle Eye Contents — Fall 2002

commercial lines	personal lines	Personal Lines
Do you Check Motor Vehicle Records For New Hires? Existing Employees?	Renting a Car... Do I Buy the Insurance or Does Mine Cover it Already?	Collector Cars
Workers Comp Market in ‘Grim’ State for 6th Straight Year	Going to Canada?	The Most Risky Drivers... Teenagers
The Love Hate Relationship of Managed Care	Historic Homes
Employee Dishonesty

Personal lines

Historic Homes

Are you the proud owner of an antique home or know someone who is? We have a new specialty insurance company that specializes in these types of properties.

Replicating antique construction is very costly, which is why most insurance companies would replace the damaged wide pine planks with strip hardwood or the “wavy’ glass windows with modern plate glass. While the work may be adequate, your home could lose some of it’s historic charm. Additionally, when you have a loss, local building codes may require you to make upgrades to the undamaged portion of your home to plumbing, electrical or other structural changes. Many insurance companies only provide limited coverage for this unexpected work.

Your antique home, or the one your friend or neighbor owns is a treasure. We have an insurance company that values that treasure as much as you do. Give us a call.